Build your comparison
Apex Trader Funding vs Funding Pipswhich prop firm deserves your challenge fee?
Quick verdict
Safer counterparty
Funding Pips
Faster payouts
Too close to call
Better for smaller budgets
Funding Pips
Rule stability
Too close to call
Feature comparison
| Feature |  Apex Trader Funding |  Funding Pips | Winner |
|---|---|---|---|
| Starting price | $118 | $29 | Funding Pips |
| Challenge model | 1-step | 1-step, 2-step, instant | Tie |
| Max funding | $3M | $2M | Apex Trader Funding |
| Max profit split | 100% | 100% | Tie |
| Payouts | Weekly cycles | Weekly–monthly (your choice) | Tie |
| Track record | Established 2021 | Established 2022 | Apex Trader Funding |
| Trader rating | New — no ratings yet | New — no ratings yet | Tie |
| Headquarters | 🇺🇸 United States | 🇦🇪 United Arab Emirates | Tie |
| Overall score | 80 | 80 | Funding Pips |
Both firms are scored from our ongoing research — the score dials above update as new data and trader input land. Read the full breakdowns on the Apex Trader Funding review and the Funding Pips review.
Apex Trader Funding — strengths & weaknesses
Pros
- Effectively the cheapest entry in futures funding — permanent 80–90% discount codes
- 100% profit split from the first payout under Apex 4.0
- Up to 20 parallel funded accounts with copy trading — the strongest edge-multiplier in the industry
- Optional end-of-day trailing drawdown that ignores intraday unrealized wicks
Cons
- Legacy 2024–2025 payout-denial reputation still rebuilding
- $79–99 activation fee after passing isn't obvious from the cheap-eval marketing
- First five payouts are capped on a ladder; 50% consistency rule on funded accounts
- All metals products suspended indefinitely since March 2026
Funding Pips — strengths & weaknesses
Pros
- Among the cheapest entries in the industry — challenges from $29
- You choose the payout cycle: weekly, bi-weekly, on-demand or 100%-split monthly
- Largest verified review base in forex prop (61k+ Trustpilot) and $274M+ rewarded
- Four platforms: MT5, cTrader, Match-Trader and TradeLocker
Cons
- Funded-account news rule voids profits within ±5 minutes of high-impact events — a frequent dispute trigger
- The weekly payout cycle pays only 60% — reaching 90–100% means slower cycles or consistency rules
- US residents cannot register new accounts
- Master-account rules are stricter than the evaluation, which catches traders off guard
80
VS80
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