Build your comparison
Mubite vs Topstepwhich prop firm deserves your challenge fee?
Quick verdict
Safer counterparty
Mubite
Faster payouts
Too close to call
Better for smaller budgets
Topstep
Rule stability
Mubite
Feature comparison
| Feature |  Mubite |  Topstep | Winner |
|---|---|---|---|
| Starting price | $79 | $49 | Topstep |
| Challenge model | instant, 1-step, 2-step | 1-step | Tie |
| Max funding | $2M | $750K | Mubite |
| Max profit split | 90% | 90% | Tie |
| Payouts | Bi-weekly | Weekly at best | Tie |
| Track record | Established 2024 | Established 2012 | Topstep |
| Trader rating | 4.0★ (1) | New — no ratings yet | Mubite |
| Headquarters | 🇨🇿 Czech Republic | 🇺🇸 United States | Tie |
| Overall score | 93 | 66 | Mubite |
Both firms are scored from our ongoing research — the score dials above update as new data and trader input land. Read the full breakdowns on the Mubite review and the Topstep review.
Mubite — strengths & weaknesses
Pros
- Established, verified operator with nearly three years in the market — $500K+ paid out to 10,000+ traders across 100+ countries, with payout proofs and company identity checked by our team
- A genuine learning environment — structured onboarding, guides and an active community help newer crypto traders build a real edge
- Hands-on support and a fast-moving community — questions answered in minutes, not days
- Under constant development — new markets, payout options and platform tools ship on a near-weekly cadence
- Real exchange execution on Bybit — live liquidity, not a simulated feed
- 700+ crypto markets, 24/7, with bots, news trading and weekend holding all allowed
- USDT payouts that reviewers report clearing within minutes to an hour
- No consistency rule — the rulebook fits on one screen and means what it says
Cons
- Crypto only — no forex, indices or futures instruments
- Withdrawal size is capped per request, so large balances take several cycles to extract
Topstep — strengths & weaknesses
Pros
- Longest track record in futures funding (2012), FIA member, published pass-rate and payout statistics
- Genuine live progression backed by an FCM — not sim-only payouts
- TopstepX discipline tools (personal loss limits, trade limits) and next-business-day payout processing
- $49/month entry with a reset credit included in each renewal
Cons
- 2026 changes cut the deal: flat 90/10 split, lower per-payout caps, and reserve-locked live accounts
- Combine Maximum Loss Limit trails intraday on open equity — unrealized wicks can breach you
- Monthly subscription costs stack during long evaluations
- Trustpilot fell to 3.4 amid the payout-policy backlash
93
VS66
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