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Rebels Funding vs Topstepwhich prop firm deserves your challenge fee?

Rebels Funding logoRebels Funding

Established 2023

Research score

Good

New β€” no ratings yet

Topstep logoTopstep

Established 2012

Research score

Fair

New β€” no ratings yet

Quick verdict

Safer counterparty

Rebels Funding

Faster payouts

Too close to call

Better for smaller budgets

Rebels Funding

Rule stability

Too close to call

Feature comparison

FeatureRebels FundingTopstepWinner
Starting price$28$49Rebels Funding
Challenge model1-step, 2-step, 3-step, instant1-stepTie
Max funding$640K$750KTopstep
Max profit split90%90%Tie
PayoutsBi-weekly (every 14 days)Weekly at bestTie
Track recordEstablished 2023Established 2012Topstep
Trader ratingNew β€” no ratings yetNew β€” no ratings yetTie
HeadquartersπŸ‡ΈπŸ‡° SKπŸ‡ΊπŸ‡Έ United StatesTie
Overall scoreRebels Funding

Both firms are scored from our ongoing research β€” the score dials above update as new data and trader input land. Read the full breakdowns on the Rebels Funding review and the Topstep review.

Rebels Funding β€” strengths & weaknesses

Pros

  • No time limits on any program β€” up to 999 days per phase, no deadline pressure
  • Generous fee-refund model β€” up to 200% on Copper and 150% on Bronze on the first payout
  • Profit splits scaling up to ~90% on the funded stage
  • Flexible tiered lineup from 4-phase Copper to instant Diamond, entries from ~$28
  • News trading and overnight/weekend holding allowed
  • Solid Trustpilot sentiment (4.4) with fast payouts on a 14-day cycle

Cons

  • Proprietary RF-Trader platform only β€” no MT4, MT5 or cTrader
  • No automated trading (EAs/bots), and sub-30-second trades, hedging and arbitrage are banned
  • Young firm (2023) β€” limited long-term track record
  • The instant Diamond tier carries the lowest profit split (~75%)

Topstep β€” strengths & weaknesses

Pros

  • Longest track record in futures funding (2012), FIA member, published pass-rate and payout statistics
  • Genuine live progression backed by an FCM β€” not sim-only payouts
  • TopstepX discipline tools (personal loss limits, trade limits) and next-business-day payout processing
  • $49/month entry with a reset credit included in each renewal

Cons

  • 2026 changes cut the deal: flat 90/10 split, lower per-payout caps, and reserve-locked live accounts
  • Combine Maximum Loss Limit trails intraday on open equity β€” unrealized wicks can breach you
  • Monthly subscription costs stack during long evaluations
  • Trustpilot fell to 3.4 amid the payout-policy backlash
VS

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