Crypto Fund Trader

Crypto Fund Trader launched in November 2022, making it one of the more established names in crypto prop trading. The evaluations are run by RLCRATES S.L. out of Pamplona, Spain, with a Swiss entity (SWISS RLCRATES AG, Zug) handling payments and marketing. Trading runs on MetaTrader 5, Match-Trader and a native Bybit integration, giving access to 700+ crypto pairs alongside forex, indices, stocks and commodities at up to 1:100 leverage — a genuinely broad instrument set for a crypto-first firm.

The product itself is competitive. Challenges span two-phase, one-phase and instant-funding models across accounts from $2,500 to $200,000, with cheap entry points (from around $40 on the smallest accelerated plan). The base profit split is 80%, upgradeable to 90% via an add-on, and payouts run on a 15-trading-day / 30-calendar-day cycle in crypto (USDT/BTC/ETH) or by bank transfer. Traders widely report withdrawals clearing within roughly 4–26 hours, and the firm advertises millions paid out to date. Expert Advisors and automated trading are permitted across all accounts.

The caveats are more serious than with most firms we track, and they are about trust rather than the trading conditions. Switzerland's financial regulator FINMA added cryptofundtrader.com to its public warning list in August 2024, citing that the entity was not entered in the commercial register. Separately, Trustpilot suppressed the firm's public rating after a guidelines breach and removed a batch of reviews it flagged as fake — so no reliable third-party score is currently available. There are also scattered reports of payout disputes (e.g. denials over shared-IP matches) and non-refundable challenge fees. The offer on paper is strong; whether that offsets the governance concerns is a judgment each trader has to make with eyes open.

Two-phase ($2.5K–$200K): Phase 1 target 8%, Phase 2 target 5%, with a 5% daily loss limit and 10% maximum overall loss. Minimum 5 trading days per phase (not required to be consecutive).

One-phase: 10% profit target, 4% daily loss limit, 6% maximum overall loss.

Instant funding: no evaluation — start on a live account at a 50% split that scales upward.

No hard time limits; Expert Advisors, bots and automated strategies are permitted across all account types.

Profit split starts at 80% and can be raised to 90% via a paid add-on (instant-funding accounts begin lower and scale up). Payouts run on a cycle of every 15 trading days or 30 calendar days, paid in crypto (USDT, BTC or ETH) or by bank transfer. Traders commonly report withdrawals arriving within roughly 4–26 hours of approval, though there are isolated reports of disputed or denied payouts.

Accounts scale on consistent profitable performance, with the firm advertising a maximum allocation of up to $1,280,000 through its scaling progression and profit split rising toward 90% at higher tiers.