Fintokei

Fintokei is the prop-firm arm of Purple Holding, the Czech fintech group behind broker Purple Trading (operating since 2011). Launched in 2023 and headquartered in Brno, it became a phenomenon in Asia first — Japan reportedly accounts for roughly three-quarters of its business — before pushing into Europe. That broker lineage is its main differentiator: real liquidity-provider quotes on simulated accounts, a sizeable team, and reported payouts north of $20M.

The lineup covers four evaluation paths across three funding models. StartTrader is a gentle 3-step (2% / 3% / 6% targets) built for beginners, SwiftTrader is a fast 1-step (6% target) that pays a 90% split — up to 100% at the top tier — and ProTrader is the flagship 2-step (8% / 6%) scaling to $400K, with a swap-free ProTrader Swing variant. Platforms are MetaTrader 5, cTrader and TradingView; the instrument menu is FX plus CFD metals, energies and indices — no crypto and no stocks. Fintokei's headline feature is instant payouts, with a fastest-recorded processing time it advertises at 2.8 seconds.

The honest caveats: this is a simulated-account model and the firm is explicitly unregulated (it argues it provides no regulated investment service), the asset universe is narrow, and the biggest recurring complaint concerns discretionary "internal risk management" — some traders question whether accounts can be reviewed or closed on trading style even when published rules are met. In January 2026 the old scaling program was retired and replaced by a Capital Scaling Boost plus a relaunched rank system, so verify the current progression terms before buying.

SwiftTrader (1-Step): 6% profit target, 2% max daily loss, 3% max loss, min 3 trading days, 60-day limit; +3% minimum profit per payout. ProTrader (2-Step): 8% then 6% targets, 5% daily loss (equity-based), 10% max loss, min 3 profitable days, no time limit. ProTrader Swing: same targets, swap-free, 5% daily (balance-based), 10% max. StartTrader (3-Step): 2% / 3% / 6% targets, 3% daily, 6% max, 3–180 days, 40% single-day consistency rule.

Max risk per trade is capped at 3% across programs. Hedging across accounts and HFT are prohibited; all instruments are FX and CFDs.

Payouts are requestable 14 days after your first trade or last processed payout (roughly bi-weekly), and Fintokei promotes instant processing — a fastest-recorded time of 2.8 seconds. Splits run 80% on ProTrader, 90% on SwiftTrader (up to 100% at the top tier), and 50–100% on StartTrader. Methods include bank transfer, e-wallets and cryptocurrency (crypto in selected countries).

The original scaling program was fully retired on 21 January 2026 and replaced by a Capital Scaling Boost worth up to +25% trading capital, alongside a relaunched rank system (from June 2026) offering up to +300% funding based on trading days and payout-request counts. Historically the firm advertised scaling toward $4M in eight steps from a $500K base — confirm current terms before purchase.